This is the golden opportunity for all the aspirants who are looking to be part of The State Bank of India which is a leading Public Sector Bank. In this post, detailed information regarding The State Bank of India Junior Associates, application process, important dates, selection procedure, detailed syllabus, exam pattern and FAQs have been provided. So, here we present a complete guide to help the aspiring candidates to get a job in this prestigious recruitment drive. An extensive summary for the SBI JA 2025 is provided below:
Get the latest SBI JA 2025 updates: notification, syllabus, vacancies, and exam preparation tips
SBI JA 2025 Exam Key Highlights
The State Bank of India (SBI) conducts its JA Exam Annually. It is an all India recruitment with an enticing salary of approx ₹60,000/month. The selection process consists of two parts — the Phase I (Preliminary-Objective Test) and the Phase II (Main- Objective Test). Official Website: https://www.onlinesbi.sbi/
Overview for the SBI JA 2025 Exam:
| Exam Details | Information |
| Exam Name | SBI JA Exam |
| Post | Junior Associates (JA) |
| Conducting Body | State Bank of India |
| Job Location | State- wise |
| Application Fee | ₹750- UR/EWS/OBC Nil- for all other candidates |
| Selection Process | Phase I : Preliminary Examination (Online Objective Test) Phase II : Main Examination (Online Objective Test) |
| Salary | Approximately ₹60,000 per month |
| Official Website | https://www.onlinesbi.sbi/ |
SBI JA 2025 Notification
The SBI JA Exam important dates for the year 2024-25 have been released. Candidates can register and pay the application fee online on the official website between December 17, 2024 to January 7, 2025 for the same. According to the notice, the Phase I Preliminary Examination is expected to be held in the month of February 2025, while the Phase II Main Examination is expected to be held in the month of March/April 2025. The candidate can download the call letter 7 days before every examination. You must keep a tab on these dates and be prepared to stay one step ahead!
| Events | Expected Dates |
| Online Registration & payment of Application Fees | 17/12/2024 to 07/01/2025 (Both dates inclusive) |
| Phase I (Preliminary) Online Examination | February 2025 |
| Phase II (Main) Online Examination | March/ April 2025 |
| Download of Call Letters | 7 days prior to the date of each examination |
SBI JA 2025 Salary and Benefits
- Pay Scale:
The pay scale for SBI Junior Associates is: ₹24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480
Basic Pay: ₹24050
Emoluments: The total starting emoluments, including Dearness Allowance (DA) and other allowances at the current rate, are approximately ₹46,000 per month in metro cities such as Mumbai. Allowances may vary depending on the place of posting.
2 . Perks and Benefits:
The students selected for the post of SBI JA 2025 will enjoy certain benefits along the regular salaries. Some of them are listed below:
- Reimbursement for various perquisites.
- Contribution to the New Pension Scheme (Defined Contribution Benefit).
- Medical benefits.
- Leave travel and other facilities as per bank policies.
SBI JA 2025 State- Wise Vacancies
Total- 14194 (13,279 Regular+ 456 Backlog)
Here is the detailed list of state-wise vacancies for the SBI JA 2025 recruitment:
Regular Vacancies
| Circle | State/ UT | SC | ST | OBC | EWS | GEN | Total |
| Ahmedabad | Gujarat | 75 | 160 | 289 | 107 | 442 | 1073 |
| Amaravati | Andhra Pradesh | 8 | 3 | 13 | 5 | 21 | 50 |
| Bengaluru | Karnataka | 8 | 3 | 13 | 5 | 21 | 50 |
| Bhopal | Madhya Pradesh | 197 | 263 | 197 | 131 | 529 | 1317 |
| Chhattisgarh | 57 | 154 | 28 | 48 | 196 | 483 | |
| Bhubaneswar | Odisha | 57 | 79 | 43 | 36 | 147 | 362 |
| Chandigarh/ New Delhi | Haryana | 57 | 0 | 82 | 30 | 137 | 306 |
| Chandigarh | Jammu & Kashmir UT | 11 | 15 | 38 | 14 | 63 | 141 |
| Himachal Pradesh | 42 | 6 | 34 | 17 | 71 | 170 | |
| Chandigarh UT | 5 | 0 | 8 | 3 | 16 | 32 | |
| Ladakh UT | 2 | 3 | 8 | 3 | 16 | 32 | |
| Punjab | 165 | 0 | 119 | 56 | 229 | 569 | |
| Chennai | Tamil Nadu | 63 | 3 | 90 | 33 | 147 | 336 |
| Puducherry | 0 | 0 | 1 | 0 | 3 | 4 | |
| Hyderabad | Telangana | 54 | 23 | 92 | 34 | 139 | 342 |
| Jaipur | Rajasthan | 75 | 57 | 89 | 44 | 180 | 445 |
| Kolkata | West Bengal | 288 | 62 | 275 | 125 | 504 | 1254 |
| A&N Islands | 0 | 5 | 18 | 7 | 40 | 70 | |
| Sikkim | 2 | 11 | 13 | 5 | 25 | 56 | |
| Lucknow/ New Delhi | Uttar Pradesh | 397 | 18 | 510 | 189 | 780 | 1894 |
| Maharashtra/Mumbai Metro | Maharashtra | 115 | 104 | 313 | 115 | 516 | 1163 |
| Maharashtra | Goa | 0 | 2 | 3 | 2 | 13 | 20 |
| New Delhi | Delhi | 51 | 25 | 92 | 34 | 141 | 343 |
| Uttarakhand | 56 | 9 | 41 | 31 | 179 | 316 | |
| North Eastern | Arunachal Pradesh | 0 | 29 | 0 | 6 | 31 | 66 |
| Assam | 21 | 37 | 83 | 31 | 139 | 311 | |
| Manipur | 1 | 18 | 7 | 5 | 24 | 55 | |
| Meghalaya | 0 | 37 | 4 | 8 | 36 | 85 | |
| Mizoram | 0 | 18 | 2 | 4 | 16 | 40 | |
| Nagaland | 0 | 31 | 0 | 7 | 32 | 70 | |
| Tripura | 11 | 20 | 1 | 6 | 27 | 65 | |
| Patna | Bihar | 177 | 11 | 299 | 111 | 513 | 1111 |
| Jharkhand | 81 | 175 | 81 | 67 | 272 | 676 | |
| Thiruvananthapuram | Kerala | 42 | 4 | 115 | 42 | 223 | 426 |
| Lakshadweep | 0 | 0 | 0 | 0 | 2 | 2 | |
| Total | 2118 | 1385 | 3001 | 1361 | 5870 | 13735 | |
Backlog Vacancies
| State/UT | SC | ST | OBC | Total |
| Gujarat | — | 161 | — | 161 |
| Andhra Pradesh | — | 03 | — | 03 |
| Karnataka | 01 | 09 | — | 10 |
| Madhya Pradesh | 15 | — | 12 | 27 |
| Chhattisgarh | 01 | — | 02 | 03 |
| Uttar Pradesh | 01 | — | — | 01 |
| Maharashtra | 59 | 37 | 72 | 168 |
| Goa | — | 03 | — | 03 |
| Uttarakhand | 01 | — | 04 | 05 |
| Arunachal Pradesh | — | 19 | — | 19 |
| Assam | 08 | 31 | 04 | 43 |
| Manipur | — | 04 | — | 04 |
| Tripura | — | 05 | — | 05 |
| Kerala | 02 | — | — | 02 |
| Lakshadweep | — | 02 | — | 02 |
| Total | 88 | 274 | 94 | 456 |
SBI JA 2025 Eligibility Criteria
Candidates aspiring to appear for the SBI JA 2025 exam must meet the following criteria:
1. Nationality:
Candidates must be:
- A citizen of India, or
- A subject of Nepal/Bhutan, or
- A Tibetan refugee (migrated before January 1, 1962), or
- A person of Indian origin who has migrated from specified countries (e.g., Pakistan, Sri Lanka) and holds eligibility certificates issued by the Government of India.
2. Age Limit (as on April 1, 2024):
- Minimum Age: 20 years. Maximum Age: 28 years.
- Candidates must have been born between April 2, 1996 and April 1, 2004 (both days inclusive)
Relaxation in the upper age limit is applicable for certain categories:
| Category | Relaxation |
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD (UR/EWS) | 10 years |
| PwBD (OBC) | 13 years |
| PwBD (ST/SC) | 15 years |
| Ex-Servicemen/Disabled Ex-Servicemen | Actual period of service rendered + 3 years (maximum age of 50 years) |
| Widows, Divorced Women, and Women Judicially Separated | 7 years (maximum age of 35 for General, 38 for OBC, 40 for SC/ST) |
3. Educational Qualifications (as on April 30, 2025):
- Graduation in any discipline from a recognized university or an equivalent qualification recognized by the Central Government.
- Final-year/semester students may also apply provisionally, provided they can submit proof of passing the graduation exam on or before April 30, 2025.
- Candidates with professional qualifications like Chartered Accountant (CA), Cost Accountant, Medical, Engineering, etc., are also eligible.
4. Local Language Proficiency:
- Candidates must be proficient (reading, writing, speaking, and understanding) in the local language of the state/UT they are applying for.
- Those who produce a 10th or 12th standard mark sheet/certificate showing that they have studied the specified local language will not be required to take the language proficiency test.
- Candidates who do not have proof of having studied the local language will have to qualify in a language proficiency test, which will be conducted after the Main Examination and before joining.
SBI JA Exam Pattern
The recruitment process consists of two stages: Phase I: Preliminary Examination (Objective) of 100 marks which will be qualifying in nature. And Phase II: Mains Examination (Objective) of 200 marks, which will be counted for the final merit list.
Phase I: Preliminary Examination
This objective-type test carries 100 marks and has a duration of one hour. It includes the following sections:
| Section | Number of Questions | Marks | Duration |
| English Language | 30 | 40 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Numerical Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 1 hour |
There is no sectional cut-off.
There is a penalty for wrong answers (0.25 marks deducted for each incorrect response).
Phase II: Main Examination
This objective-type test carries 200 marks and has a duration of 2 hours 40 minutes. The sections include:
| Section | Number of Questions | Marks | Duration |
| English Language | 40 | 40 | 35 minutes |
| Reasoning and Computer Aptitude | 50 | 60 | 45 minutes |
| Quantitative Aptitude | 50 | 50 | 45 minutes |
| General / Financial Awareness | 50 | 50 | 35 minutes |
| Total | 190 | 200 | 2 hours 40 minutes |
There is a penalty for wrong answers (0.25 marks deducted for each incorrect response).
Test of Local Language Proficiency
Candidates who qualify in the Main Examination and do not have proof of having studied the specified local language in their 10th or 12th standard will be required to take a local language proficiency test before joining.
Candidates failing to qualify for the local language test will not be offered an appointment.
SBI JA 2025 Exam Application Fee
- UR/EWS/OBC: ₹750/-
- Other candidates: Nil.
Fees can be paid online via net banking, UPI, or debit/credit cards.
How to apply for SBI JA 2025Exam
The candidates who are interested must submit the applications online by visiting the official website of SBI (https://bank.sbi/web/careers/current-openings). The steps are:
- Registration:
- Go to the website in the official site and in the recruitment section click “Apply Online”.
- Submit the following information: name, contact information, email ID to generate a provisional registration number and password.
- Filling the Application Form:
- Fill your educational and personal details.
- According to the specifications, upload a scanned copy of the photograph, signature, left thumb impression and the handwritten declaration.
- Fee Payment:
- Fill up the Application Fee Online.
- Final Submission:
- Check everything and send the application form.
- Keep a copy of it, for reference.
SBI JA 2025 Exam Syllabus
| English Language | Cloze Test Sentence Correction Para Jumbles Fill in the Blanks Reading Comprehension Spotting Errors Sentence Improvement Para/Sentence Completion Sentence Rearrangement Column-Based questions Spelling Errors Word Swap Word Rearrangement Sentence-Based Errors. |
| Reasoning Ability | Puzzles Seating Arrangement: Circular/Direction-based/MISC Number Series Odd Man Out Coding-Decoding Blood Relation Analogy Syllogism Alphabet Test Ranking and Time Causes and Effects Figure Series Word Formation Statement and Assumption Direction Sense Assertion and Reason Statement and Conclusion Statement and Arguments Statements and Action Courses. |
| Numerical Ability | Number System Data Interpretation – Bar Graph, Line Graph & Pie Chart HCF & LCM Profit & Loss Time & Work Time & Distance Decimal & Fraction Averages Mensuration Simplification Partnership Simple Interest & Compound Interest Percentages Ratio & Proportion Case Studies Charts and Graphs Permutation & Combination Probability. |
| General Awareness | Current events in Financial World Monetary Policy Budget Economic Survey Banking Banking Reforms in India Bank Accounts of Special Individuals Loans Asset Reconstruction Companies Non-Performing Assets Restructuring of Loans Bad Loans Risk Management BASEL I, BASEL II, BASEL III Organizations – RBI, SEBI, IMF, World Bank & Others Current Affairs National International Current Affairs Sports Abbreviations Currencies & Capitals General Science Government Schemes & Policies Banking Awareness Awards and Honors RBI Books and Authors National Parks & Sanctuaries. |
SBI JA 2025 Preparation- Books and Resources
Worried about how to prepare for the SBI JA 2025 Exam?
Your one-stop solution for everything you need! Go and subscribe to the Nishant eAcademy Youtube Channel. And make sure to visit our website to check targeted courses at https://nishanteacademy.com
In case you want to prepare by yourself, here’s a list of recommended books for preparing for the SBI JA 2025 exam:
- General English: ‘High School English Grammar’ by Wren & Martin and ‘Objective General English’ by S.P. Bakshi
- Reasoning Ability: RS Aggarwal for Reasoning Ability
- Numerical Ability: R.S. Aggarwal for Quantitative Aptitude
- Computer Knowledge: ‘Objective Computer Awareness’ by R. Pillai
- General Awareness: The Hindu/ The Indian Express and ‘Banking Awareness’ by Arihant Publications
Kick start your practice journey via our Test Series. Explore preparation resources for detailed guidance.
SBI JA 2025 Previous Year Papers
It is always useful to refer to previous years’ question papers. Referring to previous year papers can give you an idea of the exam’s structure and level of difficulty. This will not only enhance your confidence but also will act as a mirror for your practice and preparation standards.
Go through the SBI JA PYQs on our website https://nishanteacademy.com.
SBI JA 2025 Preparation Tips
Preparation is the first step of success. If you really want to clear the SBI JA 2025 exam in your first attempt, then you should follow some sure success steps of toppers. Below, we have provided some toppers’ hidden secrets to get success:
- Understand the Exam Pattern: Make sure to break down the syllabus and allocate your time accordingly with respect to your strengths.
- Practice Mock Tests: Practice through online mock tests to develop speed and accuracy.
- Revise Regularly: Go through all important topics, particularly in numerical ability and general awareness or your weak areas.
- Language Proficiency: Ensure you are well-versed in the regional language of the state you’re applying for.
- Practice Previous Year Papers: Practice previous year papers regularly under timed conditions to simulate the actual exam and identify weak areas for improvement.
- Join Specialized Courses: Enroll in courses tailored to the syllabus to gain a deeper understanding of complex subjects and structured guidance.
SBI JA Cut-Off 2023
SBI JA Prelims Cut Off 2023
| States/UT | General | EWS | OBC | SC | ST |
| Andaman & Nicobar | |||||
| Andhra Pradesh | 56.50 | ||||
| Arunachal Pradesh | 41 | ||||
| Assam | 65 | 61.25 | |||
| Bihar | 51 | ||||
| Chhattisgarh | 62.5 | ||||
| Delhi | 57.25 | ||||
| Gujarat | 51.50 | ||||
| Haryana | 58 | ||||
| Himachal Pradesh | 64 | ||||
| Jammu | 66 | ||||
| Jharkhand | 56.50 | ||||
| Karnataka | 56 | ||||
| Kerala | 76.25 | ||||
| Madhya Pradesh | 67.50 | 67.50 | 67.50 | 63.25 | 48.50 |
| Maharashtra | 71.75 | ||||
| Meghalaya | 34.25 | ||||
| Odisha | 77 | ||||
| Punjab | 68.5 | ||||
| Rajasthan | 57.25 | ||||
| Sikkim | 58.50 | ||||
| Tamil Nadu | 65.50 | ||||
| Telangana | 42.5 | ||||
| Tripura | 61 | ||||
| Uttar Pradesh | 60.50 | 60.50 | 60.50 | 53.50 | 43.50 |
| Uttarakhand | 63.50 | ||||
| West Bengal | 80 |
SBI JA Mains Cut Off 2023
Marks are out of 200
| States/UT | ST | SC | OBC | EWS | General |
| Andaman & Nicobar Islands | 74.75 | ||||
| Andhra Pradesh | |||||
| Arunachal Pradesh | |||||
| Assam | 60 | 68.75 | 67.25 | 70 | 76.75 |
| Bihar | 60 | 60 | 73 | 73.75 | 78 |
| Chhattisgarh | |||||
| Delhi | 60 | 67.25 | 71.25 | 73.25 | 81.75 |
| Goa | |||||
| Gujarat | 60 | 68.50 | 70.75 | 71.50 | 76.75 |
| Haryana | 61.25 | 70.75 | 72.75 | 80.75 | |
| Himachal Pradesh | 68.25 | 65 | 67.75 | 73.25 | 80.75 |
| Jammu & Kashmir | 60 | 72.75 | 63.5 | 70 | 79.5 |
| Jharkhand | |||||
| Karnataka | 60 | 61 | 70.75 | 70 | 75.25 |
| Kerala | |||||
| Ladakh UT | 60.75 | 60 | 60 | 70 | 70 |
| Madhya Pradesh | 60 | 68.25 | 75.25 | 75.25 | 80.75 |
| Maharashtra | 62.75 | 76.75 | 83.25 | 81.75 | 86.5 |
| Manipur | 74.25 | 65 | 70 | 75 | |
| Meghalaya | |||||
| Mizoram | |||||
| Nagaland | |||||
| Odisha | 85.25 | ||||
| Puducherry | |||||
| Punjab | 65.75 | 70 | 71.75 | 81.75 | |
| Rajasthan | 60 | 64 | 75 | 73.25 | 80 |
| Tamil Nadu | 72.25 | 68.5 | 82.5 | 70 | 84.25 |
| Telangana | 61.25 | 65.75 | 73.25 | 70 | 76.75 |
| Tripura | 68.25 | 60 | 70 | 77.75 | |
| Uttar Pradesh | 60 | 63.25 | 71.25 | 73.75 | 80.75 |
| Uttarakhand | 67.5 | 61.5 | 69.5 | 73.5 | 80.75 |
| West Bengal | 66.75 | 70.50 | 75.75 | 74.75 | 86.50 |
SBI JA Prelims Cut Off 2022
| States/UT | General | OBC | SC | ST | EWS |
| Andaman & Nicobar | |||||
| Arunachal Pradesh | |||||
| Assam | 69.25 | ||||
| Chhattisgarh | 72.75 | ||||
| Delhi | |||||
| Gujarat | 72.25 | ||||
| Haryana | |||||
| Himachal Pradesh | |||||
| Jammu | 77 | 71.75 | |||
| Jharkhand | |||||
| Karnataka | 64.50 | ||||
| Kerala | 68 | ||||
| Madhya Pradesh | 74.75 | 74.75 | 66.5 | 57.5 | 74.75 |
| Maharashtra | 65.5 | ||||
| Odisha | 77 | ||||
| Punjab | 80.75 | ||||
| Rajasthan | 75 | ||||
| Sikkim | |||||
| Tamil Nadu | 62.25 | ||||
| Telangana | 69 | ||||
| Uttar Pradesh | 77.5 | ||||
| Uttarakhand | 78.75 | 74.5 | |||
| West Bengal | 78.50 |
SBI JA Mains Cut Off 2022
| States/UT | General | OBC | ST | SC | EWS |
| Uttarakhand | 83 | 69.75 | 56 | 60.25 | 72 |
| Andaman & Nicobar Islands | |||||
| Andhra Pradesh | |||||
| Arunachal Pradesh | |||||
| Assam | 72 | ||||
| Bihar | |||||
| Chhattisgarh | 77.25 | 75.75 | |||
| Delhi | |||||
| Goa | 70 | ||||
| Gujarat | 74.5 | 67.25 | 50 | 62.75 | 70 |
| Haryana | 85.5 | ||||
| Himachal Pradesh | 85.75 | ||||
| Jammu & Kashmir | 77 | ||||
| Jharkhand | |||||
| Karnataka | 70.75 | 67 | |||
| Kerala | |||||
| Madhya Pradesh | 78.25 | 72.25 | |||
| Maharashtra | 76 | 70.25 | 52.25 | 68.5 | 70 |
| Manipur | 70 | ||||
| Meghalaya | |||||
| Mizoram | |||||
| Nagaland | |||||
| Odisha | 78.75 | ||||
| Puducherry | 72 | ||||
| Punjab | 84.25 | ||||
| Rajasthan | 80.5 | 75 | |||
| Tamil Nadu | 78 | 75.5 | |||
| Telangana | 78.25 | 74 | |||
| Tripura | |||||
| Uttar Pradesh | 82.75 | 73.5 | 77 | ||
| West Bengal | 80.5 | 68 |
SBI JA Admit Card 2025
The SBI JA Admit Card will be released 7 days prior to the examination for both Prelims and Mains. The SBI JA Admit Card is an essential document provided to candidates meeting the eligibility criteria. It serves as an entry pass for all stages of the examination. To appear for the SBI JA exam, candidates must carry a printed copy of the admit card along with a valid government-issued photo identification. If the photograph on the admit card is unclear, additional passport-sized photos may also be required.
SBI JA Result 2025
The results for SBI JA 2025 Prelims Stage will be released 7-10 days prior to the Mains Examination.
The final results for the SBI JA 2025 exam will be announced on the official website, https://www.onlinesbi.sbi/, after completing all stages of the selection process. Candidates who secure a spot on the merit list will be assigned positions based on their rank. Upon selection, they will undergo a mandatory probationary training period.
Conclusion
The SBI JA 2025 exam is an excellent opportunity for graduates looking to work in the government sector, specifically within The State Bank of India.
Keep track of the official notifications from the SBI, stay updated on the syllabus and exam pattern, and use the recommended books and resources to guide your preparation. Remember, a clear understanding of the exam’s structure and consistent effort can help you succeed.
Good luck with your SBI JA exam preparation!
Access our specialized courses and test series for rock solid preparation on our website https://nishanteacademy.com.
SBI JA 2025 Recruitment FAQs
What is the total number of vacancies in SBI JA 2025?
There are a total of 14194 vacancies for the JA post in SBI, across different categories and states/UTs.
What is the basic pay scale for the SBI JA 2025 post?
The starting basic pay is ₹26,730, which includes the initial basic pay of ₹24,050 plus two additional increments.
Is the Local Language Proficiency Test compulsory for SBI JA 2025?
Yes, the Local Language Proficiency Test is compulsory to clear.
Can I apply from multiple states for SBI JA 2025?
No, Candidates can apply for vacancies from only one state or union territory.
What is the upper age to apply for SBI JA 2025?
Candidates should not be less than 20 years and not more than 28 years of age on the 1st of April 2024, there is age relaxation for reserved categories.
Does the SBI JA 2025 exam have any negative marking?
Yes, there is a negative marking of 0.25 marks for each wrong answer in Phase I and Phase II examinations.
When will the Preliminary examination of SBI JA 2025 be held?
The prelims examination is expected to be held in the month of February 2025.
Do selected candidates of SBI JA 2025 have to undergo a probation period?
Yes, the selected candidates of SBI JA 2025 will undergo a probation period of 6 months, which may be extended based on performance.
Where can I get updates regarding the SBI JA 2025 Notification?
You can visit the official website for SBI (https://www.onlinesbi.sbi/) for regular updates.
